What is Whole Life Insurance and Where Can You Get the Best Rates?

If you’re in the market for both life insurance and a long term investment, a whole life policy might be the answer you’re looking for. What is whole life insurance? It’s life insurance that both protects your family and builds up a tax-deferred savings account.

Advantages of Whole Life Insurance

When you buy whole life policy, part of your premium pays for the policy and the rest is invested by your insurer. The advantages of this type of policy include:

* No expiration date. As long as you continue paying the premium, your family will be protected in case of your death.

* No premium increases as you get older.

* The longer you hold the policy, the more your cash value account grows.

* If you decide you no longer need your policy, you can cancel or surrender it and still receive the cash value you’ve built up.

* You can borrow against the cash value you’ve built up.

* You can earn dividends on your investment.

* Your cash value account grows tax-deferred.

Finding the Best Rate

You need to comparison shop to make sure you’re getting the best rates. To find a cheap rate go to an insurance comparison website and fill out a simple online application. This application will ask you questions such as how much insurance you want to buy and what your age and occupation are.

Once you submit the application you’ll begin to receive quotes from multiple A-rated companies. You can review those quotes at your leisure and choose the one that’s best for you.

If you have questions, the best insurance comparison websites have a chat feature so you can talk to insurance professionals online and get answers to any questions you may have (see link below).

Job Search Apps for Android Phones – Comparison Tips

If you are looking for a job, you may decide to install job search apps for Android phones. These apps are ideal in that they enable you to look for jobs on-the-go. If you do not have a working internet connection at home, but you do have an Android phone, you now have an easy way to look for a job.

One search on the market will show that you have a number of job search apps for Android phone options. When it comes to job searching, wasted time isn’t an issue you want to deal with. For that reason, take a few minutes to compare your job search apps for Android phone options. Find the best application right away so you can automatically start finding and apply for jobs.

When it comes to comparing job search apps for Android phones, keep these points in mind:

Number of Websites Searched

All job finders accomplish the same goal. That goal is to help you find current job openings online. That goal, however, is obtained through different methods. Some applications only enable you to search one job site. Other applications enable you to search multiple job sites at once. For example, one search may produce job listings from Indeed, Simply Hired, Craigslist, Monster, and so forth.

When you can search multiple sites at once, you save a considerable amount of time.

Location and Radius

Whether it be job search apps for Android phones or your standard run of the mill career search site, you’ll find a variance when it comes to locations. Many sites only require that you enter in a zip code or city and state. You will see a massive list of jobs from all across the state, but you can sort these jobs based on distance. Many job seeker are fans of search radiuses, where you enter in your zip code, such as 14850, and select a radius to search, such as 25 miles. You will only see jobs that fall within that 25 mile radius.

When you can set a radius to search, you save time because you don’t have to sort through listings. If you only want to drive 25 miles to work, you will only see jobs located 25 miles from your city.

Applying for Jobs

You’d be surprised to see that not all job search apps for smart phones, such as Android phones, enable you to apply for jobs with resumes. After all, do you have a resume stored on your phone? It is likely on your computer. You should be able to apply for jobs via online job applications by typing up the application. At the very least, you should be able to email a job listing to yourself. This will enable you to access the listing from a PC where your professional, well-written resume is stored.

While a number of job search programs are limited in how you can apply for jobs, be sure to checkout all of your application/applying instructions for comparison.

Now that you know what to look for in an Android job search app, start comparing your options!

Good Driver Auto Insurance Quotes – Where to Get the Best Rates

You’re a good driver and you deserve a reward. Happily for you, most insurance companies agree that you deserve a reward and they offer good driver auto insurance quotes that can save you hundreds of dollars a year.

What is a Good Driver?

The definition of a “good driver” varies from insurance company to insurance company. It typically has to do with having no accidents or traffic violations within a specified time period, usually three years.

There are basically two ways good drivers are rewarded by insurance companies:

* A direct discount to the premium for having no accidents or traffic violations

* A surcharge system, where premiums are increased for drivers who have accidents and traffic convictions

If you believe you meet the criteria for a good driver, check with your company to make sure you are receiving the good driver discount.

Other Auto Insurance Discounts

In addition to the good driver discount, most insurance companies offer other discounts that can help you lower the price of your premium, such as:

* Auto-home discount. To get this discount, place your auto and home insurance with the same company.

* Anti-theft device discount. Install alarms, steering wheel locks, and other such devices to qualify for this discount.

* Good student discount. If you are a student who maintains a high grade point average, you may qualify for this discount.

Ask your insurance professional about these and other discounts you may be eligible for.

Another Way to Save

You can also save on your auto insurance by shopping for insurance online through a comparison website. All you do is complete a simple online application to receive multiple quotes from A-rated insurance companies.

The best insurance comparison websites also have a chat feature, where you can talk with insurance professionals and get answers to all your questions (see link below). There is no better way to get fast, competitive insurance quotes today.